Myths of the mortgage market 

Applying for a mortgage

Applying for a mortgage can be a daunting prospect for some. But how many of your anxieties are fuelled by misconceptions and myths? 
 
Our mortgage advisers often hear from people with concerns that are totally unfounded; they’re simply not based on truths.  

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Making an offer on a house

You’ve seen a potential new home, it’s in budget and you want to know what to do next. Don’t make an offer just yet. Here’s what we advise.  First step, look on Rightmove and other property sites to find out what the average house prices in that postcode/area. The figures won’t be perfect, but if…

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The Pros and Cons of an Interest only Mortgage

The Pros and Cons of an Interest only Mortgage.

An interest only mortgage can be very appealing to homeowners who have other large outgoings. This type of mortgage has its own set of advantages and disadvantages, and these should be considered before making your final decision. Here’s a quick breakdown to give you an idea of the positives and negatives:  Pros:  1. Lower Initial…

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