Posts by admin4363
Why choose a broker when applying for a mortgage
Applying for a mortgage can be an intimidating prospect. Where do you start looking? What product best suits your needs? How do you get your head round all the paperwork? One way that may make this daunting process a little easier is to use a mortgage broker. A mortgage broker provides you with invaluable help…
Read MoreMyths of the mortgage market
Applying for a mortgage can be a daunting prospect for some. But how many of your anxieties are fuelled by misconceptions and myths?
Our mortgage advisers often hear from people with concerns that are totally unfounded; they’re simply not based on truths.
Making an offer on a house
You’ve seen a potential new home, it’s in budget and you want to know what to do next. Don’t make an offer just yet. Here’s what we advise. First step, look on Rightmove and other property sites to find out what the average house prices in that postcode/area. The figures won’t be perfect, but if…
Read MoreThe Pros and Cons of an Interest only Mortgage
An interest only mortgage can be very appealing to homeowners who have other large outgoings. This type of mortgage has its own set of advantages and disadvantages, and these should be considered before making your final decision. Here’s a quick breakdown to give you an idea of the positives and negatives: Pros: 1. Lower Initial…
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